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The Employees’ State Insurance Scheme is a unique multidimensional
self financing social security scheme in which every contributor is
a benefactor and a beneficiary. This integrated scheme of health insurance
provides comprehensive medical cover and cash benefits in the contingencies
of sickness, maternity, disablement and death due to employment injury
to the insured persons and their dependants. The ESI Act, 1948 provide
the conceptual break through in the development of a social security
scheme that has over the years metamorphosed into the country’s largest
worker welfare programme in terms of geographical reach, demographic
coverage and multi-faceted services.
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