
Dependants’
Benefit is a monthly pension payable to the eligible dependants of an
insured person who dies as a result of an Employment injury or occupational
disease.
Who are the Beneficiaries and how long is the Benefit
available?
Dependants entitled to the benefit could be:
(a) Widow/Widows during life or until remarriage
(b) Legitimate or adopted son until age 18 or if legitimate son is infirm,
till infirmity lasts;
(c) Legitimate or adopted unmarried daughter until age 18 or until marriage,
whichever is earlier, or if inform, till infirmity lasts and she continues
to be unmarried.
In the absence of any widow or legitimate child, the benefit is payable
to a parent or grandparent for life, to any other male dependant until
age 18 or to an unmarried or widowed female dependant until age 18.
How much is the Benefit for each Beneficiary?
The total divisible benefit is equivalent to the temporary disablement
benefit rate (roughly 70% of the wage rate). The widow/widows share
3/5th of the benefit and the legitimate or adopted son and daughter
2/5th each of the benefit. If the total benefit so divided exceeds the
full rate, there is a proportionate reduction in the respective shares
of the beneficiaries.
How to claim ‘Dependants’ Benefit?
To establish title to Dependants’ Benefit, the following documents should
be submitted at the Branch Office :
(a) Claim in the appropriate form
(b) Evidence of death being due to employment injury
(c) Proof of relationship to the deceased supporting eligibility of
the claimant as a “depandant”
(d) Evidence of age of the claimant(s) (certified copy of official record)
of birth, Baptismal register, school records, original horoscope etc
(e) Cerficate of infirmity from Medical Referee or any other prescribed
authority in case of legitimate infirm son or legitimate or adopted
unmarried infirm daughter.
After the claim to Dependants’ Benefit has been admitted, the beneficiary
should submit at six-monthly intervals (with the claim for June and
December), a declaration that he/she is alive and has not married/remarried,
attained the prescribed age/continues to be infirm, as the case may
be duly attested by the prescribed authority.
Can Dependants’ Benefit be reviewed?
Yes. Dependants’ Benefit once awarded can be reviewed by the Corporation
at any time if it is satisfied on fresh evidence that the earlier decision
was due to non-disclosure or misrepresentation of material facts. It
can also be reviewed on birth, death, marriage, re-marriage and attainment
of age 18, by a claimant. The benefit can be continued, increased, reduced
or discontinued.
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